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Sustainable͏ Finance Carrie͏s Higher Risk Costs͏
Digital Lending

Why RBI’s Deputy Governor Says Sustainable Finance Carries Higher Risk

May 26, 2025 precisateam No comments yet

In 2024, In͏di͏a attracte͏d o͏ver $5.1 ͏billio͏n in green finance, becoming the sec͏ond-largest fund͏i͏ng hub for c͏limate-͏related ventures, just behind th͏e͏ U͏S. Ye͏t, risks lurk beneath the o͏ptimism. Accordi͏ng t͏o R͏B͏I Deput͏y Governor M͏. Rajeshwar Ra͏o, sustainable finance often ca͏rries higher risk costs.͏ The ͏sh͏ift to ͏green in͏vestm͏ents ͏can͏ ͏strain borrowers with operational costs, unpredictabl͏e […]

Analysis of Commercial Credit Bureau Reports
Digital Lending

Mastering Credit Risk: Comprehensive Analysis of Commercial Credit Bureau Reports

April 25, 2025 precisateam No comments yet

How do lenders decide wh͏om to trust in a m͏arket a͏s dynam͏ic ͏and complex͏ as I͏ndia’s?͏ The answ͏er l͏ies in data͏—more precisely, in commercia͏l cr͏ed͏it bureau reports.  These reports, prov͏ided by reputable͏ agen͏cies like CIBIL, CRIF͏ High ͏Mark, Experian, and Equifax,͏ offer a co͏mprehensive vie͏w o͏f a company’s͏ ͏creditwo͏rt͏hine͏s͏s.  As businesses seek loans, working capital, […]

RBI Eases Risk Weights on NBFC and Microfinance Lending_ 4 Key Implications
Digital Lending

RBI Eases Risk Weights on NBFC and Microfinance Lending: 4 Key Implications

March 15, 2025 precisateam No comments yet

By reducing risk weights on lending to microfinance institutions (MFIs) and non-banking financial companies (NBFCs), the Reserve Bank of India (RBI) has indicated a major policy shift. Intended to boost lending availability and, thus, economic growth, this step now modifies the tighter capital requirements introduced in 2023. The new policy reduces risk weights for certain […]

Financial Statement Analysis Software
Bank Statement Analysis

Why Integrate Financial Statement Analysis Software into Your Lending Process?

October 18, 2024 precisateam No comments yet

Are you tired of spending hours poring over financial statements only to miss critical insights? Many lenders often face the same struggle, leading to wasted time and potential losses. Without the right tools, analysing financial data can feel like finding a needle in a haystack. However, integrating financial statement analysis software into your lending process […]

NBFC Software
Digital Lending

5 Ways NBFC Software Systems Can Simplify and Streamline Debt Recovery Processes

September 9, 2024 precisateam No comments yet

The Economic Times reports that it could take upward of seven years to solve all the pending debt recovery cases in India. The report also states that more than 200,000 pending cases are waiting at the Debt Recovery Tribunals (DRTs) which handle around 30,000-40,000 each year. Despite consistent efforts and timely reforms to improve the […]

rbi
Digital Lending

Fraud or Not? RBI Urges Banks to Listen Before Labeling

August 8, 2024 precisateam No comments yet

Loan fraud is one of the top financial risks faced by lenders today. As of May 2024, it was revealed that the number of bank frauds has increased four times over the last five years. These cases predominantly comprise digital fraud. Such incidents have caused major concerns across the industry. Some lenders have been triggered […]

Business intelligence in banking
Fintech

5 Reasons Why Adoption of Business Intelligence in Banking is Set to Increase

July 8, 2024 precisateam No comments yet

Banks have a unique opportunity to leverage new technologies and digital tools to enhance customer experiences and drive innovation in the financial industry. By embracing emerging trends like personalised financial products, spend analytics and cash forecasting, banks can stay ahead of the curve and continue to meet the evolving needs of their customers. The increasing […]

Financial Data Analysis Tools
Fintech

Ensuring Data Quality and Integrity with Financial Data Analysis Tools

May 4, 2024 precisateam No comments yet

In financial analysis, every decision–from investments and risk assessments to strategic planning–relies on the accuracy and reliability of your data. Data quality and intеgrity arе cruciаl bеcausе dеcisions arе mаdе basеd on thе insights dеrivеd frоm thе data. If the data is inaccuratе, incomplеtе, and inconsistent, it can lead to faulty analysis and potentially erroneous […]

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Recent posts

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  • Extract Hidden Insights from Consumer Credit Bureau Reports
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